Claims, intake, and review with a recorded decision.
First notice, document extraction, and underwriting exceptions on one operating layer, with policy gates before money or coverage moves.
FNOL
Intake that opens the file
Human gates
Payouts and coverage calls
Full trace
Every claim action logged
BYODB
Policy data in your store
INBOUND CLAIM
FNOL #CLM-19044 auto collision
Extracted policy number, loss date, photos, and estimated repair from the first notice pack.
Indemnity estimate $12,400 exceeds autonomous payout ceiling of $5,000.
Autonomous flow paused. A claims supervisor gets the photos, estimate, and policy limit before funds move.
INS-CLM-19044Audit record: ImmutableConnects to the systems claims and underwriting already run
Interactive workflow preview
How insurance workflows run with complete governance.
See FNOL, claims review, and underwriting exceptions complete under policy, with a human on the decisions that move money or coverage.
Collision claim payout gate
Opens the file from FNOL, checks coverage, and holds indemnity above the autonomous ceiling.
Step-by-step workflow pipeline
FNOL intake
Document and photo intakeReceived first notice with three loss photos and a body-shop estimate.
Coverage check
Policy engineCollision coverage in force. Deductible $500. No lapse.
Indemnity gate
Financial policy guardrailEstimate $12,400 exceeds $5,000 autonomous payout ceiling.
Supervisor review
Human approval gateQueued to claims supervisor with photos, estimate, and policy snapshot.
Payment and file sync
Core and finance updateWill post indemnity minus deductible after sign-off.
Extracted claim fields
Verified payloadPolicy rule evaluation
Indemnity delegation tier 2
Policy limit: Autonomous payout ceiling: $5,000
Evaluated value: Estimate: $12,400
Timestamp: Today, 14:36:12 UTC
Environment: Private claims cluster
Status: AWAITING_SUPERVISORY_APPROVAL
Operational scope
Delivering value across intake, claims, and underwriting.
One operating layer for FNOL, adjusters, and underwriters. Money and coverage still wait for the person you name.
Notice capture
Take the first report from portal, email, or transcript and open a complete file, not a blank claim.
Coverage classification
Match peril and policy before the claim lands on an adjuster's desk.
Desk assignment
Route by line, severity, and SLA with the evidence already attached.
Enterprise architecture
Designed for high scrutiny, built for private deployment.
Carriers need isolation, a recorded decision, and a human on indemnity and appetite. XYZGent runs in your environment and writes to your store.
Private cloud and on-premises
Run the platform in your AWS, Azure, GCP, or on-premises environment. Tenant data stays inside your perimeter.
Customer-managed storage
Bring your own database. Workflow configs, documents, extraction payloads, and audit records route to your store.
Private model routing
Connect Azure OpenAI, Bedrock, or dedicated instances. Prompts and payloads are not used to train public models.
Governed endpoints
Publish an approved workflow as an internal API with keys, plans, and usage visibility for the teams that call it.
FNOL
Files opened with coverage classed before an adjuster starts.
100%
Audit trace on extraction, rules, and reviewer actions.
Gated
Payouts and out-of-appetite binds wait for a named person.
Your DB
Policy, claim, and document records stay in your store.
Security and operational FAQs
Questions from operations, compliance, and engineering leaders.
Clear answers on private hosting, data storage, and governance controls.
Ready to put one claims or underwriting process into production?
Bring the FNOL, payout, or referral flow that is stalling. We will map the systems, controls, and agent design required to run it.